Collector Car Insurance

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Mac

VIP Members
Joined
Feb 2, 2014
Messages
273
Reaction score
33
Location
Canfield, Ohio
My Car
1971 Mach I
Looking to possibly change insurance carrier on my Mach.  Interested in feedback from 7173 members as to who they insure their car(s) with and if they ever had a claim and the results of claim.  

 

BUCKWHEAT

Active member
Joined
Jul 22, 2021
Messages
32
Reaction score
16
Location
Warson Woods, MO
My Car
1973 Gold Glow Mustang Convertible, 302 2V C4
Hagerty, and no claims.  I like their agreed value definition and their get-you-anywhere breakdown coverage.  Also no mileage limits.  Cover both the Mustang and the Marauder.

 
Joined
Sep 12, 2015
Messages
5,422
Reaction score
628
Location
SW Ontario
My Car
1971 Mustang Mach 1, M code, 4 speed.
I too use Hagerty. I recently upped the value on my Mach without need for a new appraisal. I like the fact that if the car were to be totaled, I'd get the agreed value plus get my car back. If I remember that rider had a cost of 15% of the premium, but well worth it. I assume this is the same in the US as it is in Canada, but I'd check if I were you.

Hagerty Cherished Salvage.jpg

 

turtle5353

VIP Members
Joined
May 15, 2011
Messages
3,420
Reaction score
248
Location
PA
My Car
1971 Mach 1 Mustang
My car was covered through Nationwide, but it was actually Hagerty that insured it. When my car was totaled, they were very good to work with. It took a few weeks do go through all the paperwork but they did make it pretty easy. The car was insured for an agreed upon value with no appraisal. Just sent in pictures and details of the car. If I wanted to raise the coverage I could have done so with an appraisal.  My car was insured for $36,000.  Since it was totaled i had to buy it back and it costs me just under $6k to buy it back.  So I now have a totaled Mach 1 and $30k and change to fix it with.  Overall, I highly recommend not totaling your car !! LOL 

 

71ProjectJunk

VIP Members
Joined
Jul 27, 2021
Messages
200
Reaction score
111
Location
East Texas
My Car
1971 Mustang Mach 1 M code 351 4 speed
All I can tell is is to NOT use Grundy. I had a nightmare trying to collect from them. I am currently using Hagerty.

 
Joined
Dec 28, 2014
Messages
2,595
Reaction score
241
Location
Washington Twp. Mi
My Car
1972 Mach 1 Q Code
I have Hagerty. They paid everything and wasn’t to much of a problem. I had one claims adjuster that was kind of a jerk, but once I complained about him I got a guy that knew what he was looking at and no problems.

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CBD90B2A-D68A-4522-8CBA-E85A94B6225D.jpeg

 
Last edited by a moderator:
Joined
Sep 12, 2015
Messages
5,422
Reaction score
628
Location
SW Ontario
My Car
1971 Mustang Mach 1, M code, 4 speed.
Joined
Dec 28, 2014
Messages
2,595
Reaction score
241
Location
Washington Twp. Mi
My Car
1972 Mach 1 Q Code
Yes, it’s such a bad look! Lol I can still feel the impact when the bridge of my nose broke my steering wheel. Thankfully I had a cheap wood wheel installed at the time. Hurts to see that damage on your car too Kevin. Anyway Hagerty treated me well and believe it or not my insurance rate has actually dropped a few bucks since then. It’s cheaper to have full coverage on my Mach 1 than it is for basic insurance with no collision for my 2002 Dakota pick up truck.

 

droptop73

VIP Members
Staff member
Moderator
Joined
Jul 5, 2010
Messages
6,390
Reaction score
181
Location
Grand Rapids, MI
My Car
73 Convertible
I have Hagerty as well and had one claim. The process went very smoothly. 

 

Spike Morelli

Well-known member
Joined
Apr 12, 2015
Messages
466
Reaction score
145
Location
Boise, Idaho
My Car
1971 Mustang Mach 1 ram air 351c H-code, fmx, ps,pb, medium yellow-gold, hubcaps and beauty rings.
I had Farmers Insurance on my car, back in Los Angeles. I had one claim, and although they handled it promptly, the policy was pricey, ( in all fairness, the location made the odds of a claim much higher ).  I moved to Boise and my premium dropped by half for the same coverage. Here's my "ouch".

View attachment 57418

 
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